244 matches [1989-2001]
272 points [66 tries, 3 goals, 2 field goals]
A Central Coast junior who had played for the Australian Schoolboys team in 1987 whilst attending Jamison High School in Penrith. He made his first grade debut at Penrith against the Illawarra Steelers at Penrith Park in 1988, coming off the bench. He would make 2 more appearances off the bench that season, including the fifth spot play-off against Balmain, which Penrith lost.
In 1989, he started establishing himself at Penrith, alternating between five-eighth and halfback, and being spoken as one of the emerging players that was making a mark at Penrith as it was quickly emerging as a premiership heavyweight in the late 1980s and into early 1990s. He would be the first choice halfback in 1990, although he was relegated to the bench in the finals series, including the 18-14 loss in the grand final.
He shifted back to five-eighth in 1991, partnering captain Greg Alexander in the halves, as the Panthers powered on to their maiden premiership. That year Carter also made his representative debut, selected for City. He would go one better in 1992, being selected for New South Wales in the second match of the State of Origin series in Brisbane, where he came off the bench.
One of the consistent fixtures in the following years was Steve Carter’s selection as the Panthers five-eighth, having a few partners at halfback in that time.
In 1996, he was appointed club captain, leading a team that by then barely resembled the champion team of five years before, marked by a number of high profile departures in that time. As one of the more experienced players in the team, would lead by example, gaining a reputation as being a fierce combatant as well as possessing both a strong kicking and running game.
It would be an appointment he would hold for six seasons, as the club dipped in and out again of finals football throughout the late 1990s.
In 2000, he became the fifth player to play 200 first grade matches for the Panthers. Despite battling a chronic shoulder injury, he would gradually overtake the other four players, and late in the 2001 season he overtook then coach Royce Simmons to hold the record for most first grade appearances for Penrith.
He would depart the club at the end of that season, playing on for one more season for Widnes in the English Super League before retiring.